:root {
    --navy: #0B2240;
    --navy-2: #15315A;
    --navy-line: rgba(11, 34, 64, 0.16);
    --navy-rule: rgba(11, 34, 64, 0.32);
    --navy-mute: rgba(11, 34, 64, 0.62);
    --ivory: #F8F4EA;
    --paper: #FFFFFF;
    --stone: #EFEAE0;
    --gold: #A5854C;
    --gold-deep: #7C612F;
    --oxblood: #7A1F2C;

    --serif: 'Cormorant Garamond', 'Times New Roman', Times, serif;
    --sans: 'Source Sans 3', 'Helvetica Neue', Arial, sans-serif;
    --mono: 'IBM Plex Mono', ui-monospace, 'SF Mono', monospace;
  }

  * { box-sizing: border-box; margin: 0; padding: 0; }

  html { scroll-behavior: smooth; }

  body {
    font-family: var(--sans);
    background: var(--paper);
    color: var(--navy);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    line-height: 1.55;
    font-size: 16px;
    overflow-x: hidden;
    font-feature-settings: 'lnum', 'tnum';
  }

  ::selection { background: var(--navy); color: var(--ivory); }

  /* ============= UTILITY BAR ============= */
  .util-bar {
    background: var(--navy);
    color: var(--ivory);
    padding: 8px 32px;
    font-family: var(--mono);
    font-size: 11px;
    letter-spacing: 0.04em;
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 1px solid rgba(248, 244, 234, 0.12);
  }
  .util-bar .util-meta { display: flex; gap: 28px; }
  .util-bar .util-meta span { opacity: 0.78; }
  .util-bar .util-meta .util-em { color: #C9A65A; opacity: 1; }
  .util-bar .util-right { opacity: 0.6; }
  @media (max-width: 720px) {
    .util-bar { font-size: 10px; padding: 8px 18px; }
    .util-bar .util-right { display: none; }
    .util-bar .util-meta { gap: 14px; }
  }

  /* ============= NAV ============= */
  .nav {
    background: var(--paper);
    border-bottom: 1px solid var(--navy-line);
    padding: 20px 32px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    position: sticky;
    top: 0;
    z-index: 90;
  }

  .brand {
    display: flex;
    align-items: center;
    gap: 14px;
    text-decoration: none;
    color: var(--navy);
  }

  .brand-logo {
    height: 46px;
    width: auto;
    display: block;
  }

  .nav-links {
    display: flex;
    gap: 32px;
    align-items: center;
  }

  .nav-links a {
    font-size: 13.5px;
    font-weight: 500;
    text-decoration: none;
    color: var(--navy);
    letter-spacing: 0.01em;
    transition: color 0.2s;
  }

  .nav-links a:hover { color: var(--gold-deep); }

  .nav-cta {
    padding: 9px 18px;
    background: var(--navy);
    color: var(--ivory) !important;
    font-size: 12px !important;
    letter-spacing: 0.06em !important;
    text-transform: uppercase;
    font-weight: 600 !important;
    transition: background 0.2s;
  }
  .nav-cta:hover { background: var(--navy-2); color: var(--ivory) !important; }

  @media (max-width: 860px) {
    .nav { padding: 16px 22px; }
    .nav-links { gap: 16px; }
    .nav-links a:not(.nav-cta) { display: none; }
    .brand-logo { height: 38px; }
  }

  /* ============= HERO ============= */
  .hero {
    background: var(--ivory);
    padding: 100px 32px 90px;
    border-bottom: 1px solid var(--navy-line);
    position: relative;
  }

  .hero-inner { max-width: 1280px; margin: 0 auto; }

  .hero-eyebrow {
    font-family: var(--mono);
    font-size: 11px;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--gold-deep);
    margin-bottom: 32px;
    display: flex;
    align-items: center;
    gap: 14px;
  }

  .hero-eyebrow::before {
    content: '';
    display: inline-block;
    width: 36px;
    height: 1px;
    background: var(--gold);
  }

  .hero-title {
    font-family: var(--serif);
    font-weight: 500;
    font-size: clamp(40px, 6.4vw, 88px);
    line-height: 1.04;
    letter-spacing: -0.012em;
    color: var(--navy);
    max-width: 22ch;
    margin-bottom: 48px;
  }

  .hero-title em {
    font-style: italic;
    font-weight: 500;
    color: var(--gold-deep);
  }

  .hero-rule {
    border: none;
    border-top: 1px solid var(--navy-line);
    margin-bottom: 36px;
  }

  .hero-meta {
    display: grid;
    grid-template-columns: 1.6fr 1fr 1fr;
    gap: 60px;
    align-items: start;
  }

  .hero-lede {
    font-size: 17px;
    line-height: 1.55;
    color: var(--navy);
    max-width: 56ch;
  }

  .hero-lede strong { font-weight: 600; }

  .hero-fact {
    font-family: var(--mono);
    font-size: 11px;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--navy-mute);
    line-height: 1.8;
  }

  .hero-fact strong {
    display: block;
    color: var(--navy);
    font-weight: 600;
    margin-bottom: 4px;
    letter-spacing: 0.16em;
  }

  @media (max-width: 900px) {
    .hero { padding: 70px 22px 60px; }
    .hero-meta { grid-template-columns: 1fr; gap: 28px; }
  }

  /* ============= SECTION SHELL ============= */
  section {
    padding: 110px 32px;
    border-bottom: 1px solid var(--navy-line);
  }

  .container { max-width: 1280px; margin: 0 auto; }

  .sec-head {
    display: grid;
    grid-template-columns: 200px 1fr;
    gap: 60px;
    align-items: baseline;
    margin-bottom: 60px;
    padding-bottom: 28px;
    border-bottom: 1px solid var(--navy-rule);
  }

  .sec-roman {
    font-family: var(--serif);
    font-style: italic;
    font-weight: 500;
    font-size: 22px;
    color: var(--gold-deep);
    letter-spacing: 0.02em;
  }

  .sec-roman::before {
    content: '— ';
    color: var(--navy-mute);
    font-style: normal;
  }

  .sec-titlewrap small {
    display: block;
    font-family: var(--mono);
    font-size: 10.5px;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--navy-mute);
    margin-bottom: 14px;
    font-weight: 500;
  }

  .sec-title {
    font-family: var(--serif);
    font-weight: 500;
    font-size: clamp(32px, 4.8vw, 56px);
    line-height: 1.08;
    letter-spacing: -0.008em;
    color: var(--navy);
    max-width: 26ch;
  }

  .sec-title em {
    font-style: italic;
    font-weight: 500;
    color: var(--gold-deep);
  }

  @media (max-width: 720px) {
    section { padding: 70px 22px; }
    .sec-head { grid-template-columns: 1fr; gap: 16px; margin-bottom: 40px; }
    .sec-roman { font-size: 18px; }
  }

  /* ============= ABOUT ============= */
  .about-grid {
    display: grid;
    grid-template-columns: 200px 1fr;
    gap: 60px;
    align-items: start;
  }
  .about-grid > .about-meta {
    font-family: var(--mono);
    font-size: 10.5px;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--navy-mute);
    line-height: 1.9;
  }
  .about-grid > .about-meta strong {
    display: block;
    color: var(--navy);
    font-weight: 600;
    letter-spacing: 0.18em;
    margin-bottom: 4px;
  }
  .about-grid > .about-meta + .about-meta { margin-top: 28px; }

  .about-body {
    columns: 2;
    column-gap: 60px;
    column-rule: 1px solid var(--navy-line);
  }

  .about-body p {
    font-size: 17px;
    line-height: 1.6;
    margin-bottom: 22px;
    break-inside: avoid;
  }

  .about-body p.lede {
    font-family: var(--serif);
    font-size: 24px;
    line-height: 1.4;
    font-weight: 500;
    color: var(--navy);
    margin-bottom: 32px;
  }

  .about-body p.lede::first-letter {
    font-family: var(--serif);
    font-size: 64px;
    font-weight: 500;
    line-height: 0.9;
    float: left;
    padding: 8px 12px 0 0;
    color: var(--gold-deep);
  }

  @media (max-width: 900px) {
    .about-grid { grid-template-columns: 1fr; gap: 32px; }
    .about-body { columns: 1; }
  }

  /* ============= MARKET / DATA TABLE ============= */
  .market { background: var(--ivory); }

  .data-grid { border-top: 1px solid var(--navy-rule); }

  .data-row {
    display: grid;
    grid-template-columns: 80px 220px 1fr 200px;
    gap: 40px;
    padding: 30px 0;
    border-bottom: 1px solid var(--navy-line);
    align-items: baseline;
  }

  .data-num {
    font-family: var(--mono);
    font-size: 11px;
    letter-spacing: 0.18em;
    color: var(--navy-mute);
  }

  .data-stat {
    font-family: var(--serif);
    font-size: clamp(32px, 4vw, 46px);
    font-weight: 500;
    line-height: 1;
    letter-spacing: -0.01em;
    color: var(--navy);
  }

  .data-stat .unit {
    font-style: italic;
    font-size: 0.5em;
    color: var(--gold-deep);
    margin-left: 2px;
    font-weight: 500;
  }

  .data-label {
    font-size: 15px;
    line-height: 1.55;
    color: var(--navy);
    max-width: 56ch;
  }

  .data-source {
    font-family: var(--mono);
    font-size: 10.5px;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--navy-mute);
    text-align: right;
    line-height: 1.6;
  }
  .data-source strong {
    display: block;
    color: var(--navy);
    font-weight: 600;
    letter-spacing: 0.16em;
    margin-bottom: 4px;
  }

  @media (max-width: 900px) {
    .data-row {
      grid-template-columns: 60px 1fr;
      gap: 24px;
      padding: 24px 0;
    }
    .data-stat { grid-column: 1 / -1; }
    .data-label { grid-column: 1 / -1; }
    .data-source { grid-column: 1 / -1; text-align: left; }
  }

  /* ============= DEMOGRAPHY ============= */
  .demography { background: var(--paper); }

  .demo-layout {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 80px;
    align-items: start;
  }

  .demo-text p {
    font-size: 17px;
    line-height: 1.6;
    margin-bottom: 18px;
    color: var(--navy);
    max-width: 50ch;
  }

  .demo-text p strong {
    color: var(--gold-deep);
    font-weight: 600;
  }

  .demo-figure {
    background: var(--ivory);
    padding: 36px 32px 28px;
    border: 1px solid var(--navy-line);
  }

  .demo-figure-head {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    padding-bottom: 16px;
    margin-bottom: 24px;
    border-bottom: 1px solid var(--navy-line);
  }

  .demo-figure-title {
    font-family: var(--serif);
    font-size: 19px;
    font-weight: 600;
    color: var(--navy);
    letter-spacing: 0.005em;
  }

  .demo-figure-num {
    font-family: var(--mono);
    font-size: 10.5px;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--navy-mute);
  }

  .demo-figure svg { width: 100%; display: block; }

  .chart-axis {
    font-family: var(--mono);
    font-size: 10px;
    letter-spacing: 0.08em;
    fill: var(--navy-mute);
  }

  .chart-value {
    font-family: var(--serif);
    font-size: 18px;
    font-weight: 600;
    fill: var(--navy);
  }

  .chart-year {
    font-family: var(--sans);
    font-size: 11px;
    fill: var(--navy);
    font-weight: 600;
    letter-spacing: 0.05em;
  }

  .demo-figure-note {
    margin-top: 18px;
    padding-top: 14px;
    border-top: 1px solid var(--navy-line);
    font-family: var(--mono);
    font-size: 10px;
    letter-spacing: 0.10em;
    text-transform: uppercase;
    color: var(--navy-mute);
  }

  @media (max-width: 900px) {
    .demo-layout { grid-template-columns: 1fr; gap: 40px; }
  }

  /* ============= GROWTH ============= */
  .growth { background: var(--ivory); }

  .growth-layout {
    display: grid;
    grid-template-columns: 0.85fr 1.4fr;
    gap: 70px;
    align-items: start;
  }

  .growth-text p {
    font-size: 17px;
    line-height: 1.6;
    margin-bottom: 18px;
    max-width: 48ch;
  }

  .growth-fig {
    background: var(--paper);
    padding: 36px 36px 28px;
    border: 1px solid var(--navy-line);
  }

  .growth-fig-head {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    padding-bottom: 16px;
    margin-bottom: 24px;
    border-bottom: 1px solid var(--navy-line);
  }

  .growth-fig-title {
    font-family: var(--serif);
    font-size: 19px;
    font-weight: 600;
    color: var(--navy);
  }

  .growth-fig svg { width: 100%; display: block; overflow: visible; }

  @media (max-width: 900px) {
    .growth-layout { grid-template-columns: 1fr; gap: 40px; }
  }

  /* ============= THESIS ============= */
  .thesis { background: var(--paper); }

  .thesis-cols {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
    border-top: 1px solid var(--navy-rule);
  }

  .thesis-card {
    padding: 44px 44px 44px 0;
    border-right: 1px solid var(--navy-line);
  }

  .thesis-card:last-child {
    padding: 44px 0 44px 44px;
    border-right: none;
  }

  .thesis-card-head {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    margin-bottom: 20px;
  }

  .thesis-card-num {
    font-family: var(--mono);
    font-size: 11px;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--gold-deep);
    font-weight: 600;
  }

  .thesis-card-cat {
    font-family: var(--mono);
    font-size: 10px;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--navy-mute);
  }

  .thesis-card-title {
    font-family: var(--serif);
    font-size: 32px;
    font-weight: 500;
    line-height: 1.1;
    letter-spacing: -0.008em;
    color: var(--navy);
    margin-bottom: 16px;
  }

  .thesis-card-title em {
    font-style: italic;
    font-weight: 500;
    color: var(--gold-deep);
  }

  .thesis-card-lede {
    font-size: 16px;
    line-height: 1.55;
    color: var(--navy);
    margin-bottom: 28px;
    padding-bottom: 24px;
    border-bottom: 1px solid var(--navy-line);
  }

  .thesis-card ul { list-style: none; }

  .thesis-card li {
    display: grid;
    grid-template-columns: 36px 1fr;
    gap: 14px;
    padding: 14px 0;
    border-bottom: 1px solid var(--navy-line);
  }
  .thesis-card li:last-child { border-bottom: none; }

  .thesis-card li .li-num {
    font-family: var(--mono);
    font-size: 10px;
    letter-spacing: 0.12em;
    color: var(--gold-deep);
    padding-top: 4px;
  }

  .thesis-card li strong {
    display: block;
    font-family: var(--serif);
    font-size: 17px;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 4px;
    letter-spacing: 0.005em;
  }

  .thesis-card li span {
    font-size: 14.5px;
    line-height: 1.55;
    color: var(--navy-mute);
  }

  @media (max-width: 900px) {
    .thesis-cols { grid-template-columns: 1fr; }
    .thesis-card,
    .thesis-card:last-child {
      padding: 32px 0;
      border-right: none;
      border-bottom: 1px solid var(--navy-line);
    }
    .thesis-card:last-child { border-bottom: none; }
  }

  /* ============= MOMENTUM ============= */
  .momentum { background: var(--ivory); }

  .momentum-list { border-top: 1px solid var(--navy-rule); }

  .momentum-row {
    display: grid;
    grid-template-columns: 60px 140px 1fr 180px;
    gap: 36px;
    padding: 32px 0;
    border-bottom: 1px solid var(--navy-line);
    align-items: start;
  }

  .momentum-row:last-child { border-bottom: 1px solid var(--navy-rule); }

  .mom-num {
    font-family: var(--mono);
    font-size: 11px;
    letter-spacing: 0.16em;
    color: var(--navy-mute);
    padding-top: 6px;
  }

  .mom-tag {
    font-family: var(--mono);
    font-size: 10.5px;
    font-weight: 500;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--gold-deep);
    padding-top: 6px;
    border-left: 1px solid var(--gold);
    padding-left: 14px;
  }

  .mom-body h3 {
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 600;
    line-height: 1.25;
    color: var(--navy);
    margin-bottom: 8px;
    letter-spacing: -0.005em;
  }

  .mom-body p {
    font-size: 15px;
    line-height: 1.55;
    color: var(--navy-mute);
    max-width: 56ch;
  }

  .mom-stat {
    font-family: var(--serif);
    font-size: 32px;
    font-weight: 500;
    line-height: 1;
    color: var(--navy);
    text-align: right;
    letter-spacing: -0.01em;
  }
  .mom-stat em {
    font-style: italic;
    color: var(--gold-deep);
    font-weight: 500;
  }
  .mom-stat small {
    display: block;
    font-family: var(--mono);
    font-size: 10px;
    font-weight: 500;
    font-style: normal;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--navy-mute);
    margin-top: 6px;
  }

  @media (max-width: 900px) {
    .momentum-row { grid-template-columns: 1fr; gap: 8px; padding: 24px 0; }
    .mom-tag { border-left: none; padding-left: 0; padding-top: 0; }
    .mom-stat { text-align: left; font-size: 28px; }
  }

  /* ============= FUND ============= */
  .fund {
    background: var(--navy);
    color: var(--ivory);
    border-bottom-color: rgba(248, 244, 234, 0.18);
  }

  .fund .sec-head { border-bottom-color: rgba(248, 244, 234, 0.32); }
  .fund .sec-roman { color: #C9A65A; }
  .fund .sec-roman::before { color: rgba(248, 244, 234, 0.5); }
  .fund .sec-titlewrap small { color: rgba(248, 244, 234, 0.6); }
  .fund .sec-title { color: var(--ivory); }
  .fund .sec-title em { color: #C9A65A; }

  .fund-table {
    border-top: 1px solid rgba(248, 244, 234, 0.32);
    border-bottom: 1px solid rgba(248, 244, 234, 0.32);
  }

  .fund-row {
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: 60px;
    padding: 24px 0;
    border-bottom: 1px solid rgba(248, 244, 234, 0.16);
    align-items: baseline;
  }

  .fund-row:last-child { border-bottom: none; }

  .fund-key {
    font-family: var(--mono);
    font-size: 11px;
    font-weight: 500;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: #C9A65A;
  }

  .fund-val {
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 500;
    line-height: 1.4;
    color: var(--ivory);
  }

  .fund-val em {
    font-style: italic;
    font-weight: 500;
    color: rgba(201, 166, 90, 0.85);
  }

  .fund-foot {
    margin-top: 36px;
    font-family: var(--mono);
    font-size: 11px;
    letter-spacing: 0.10em;
    text-transform: uppercase;
    color: rgba(248, 244, 234, 0.55);
  }

  @media (max-width: 720px) {
    .fund-row { grid-template-columns: 1fr; gap: 4px; }
  }

  /* ============= CONTACT ============= */
  .contact { background: var(--paper); }

  .contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: start;
  }

  .contact-detail-list { border-top: 1px solid var(--navy-rule); }

  .contact-detail {
    display: grid;
    grid-template-columns: 140px 1fr;
    gap: 30px;
    padding: 22px 0;
    border-bottom: 1px solid var(--navy-line);
    align-items: baseline;
  }

  .contact-detail dt {
    font-family: var(--mono);
    font-size: 10.5px;
    font-weight: 500;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--navy-mute);
  }

  .contact-detail dd {
    font-family: var(--serif);
    font-size: 19px;
    font-weight: 500;
    line-height: 1.4;
    color: var(--navy);
  }

  .contact-detail dd a {
    color: var(--navy);
    text-decoration: none;
    border-bottom: 1px solid var(--gold);
    padding-bottom: 1px;
    transition: color 0.2s;
  }
  .contact-detail dd a:hover {
    color: var(--gold-deep);
    border-bottom-color: var(--gold-deep);
  }

  .contact-form {
    background: var(--ivory);
    padding: 40px 36px;
    border: 1px solid var(--navy-line);
  }

  .form-head {
    padding-bottom: 16px;
    margin-bottom: 28px;
    border-bottom: 1px solid var(--navy-line);
  }

  .form-head .form-title {
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 4px;
  }
  .form-head small {
    font-family: var(--mono);
    font-size: 10px;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--navy-mute);
  }

  .form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
  }

  .form-group { margin-bottom: 18px; }

  .form-group label {
    display: block;
    font-family: var(--mono);
    font-size: 10px;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--navy-mute);
    margin-bottom: 6px;
    font-weight: 500;
  }

  .form-group input,
  .form-group textarea,
  .form-group select {
    width: 100%;
    padding: 10px 0;
    background: transparent;
    border: none;
    border-bottom: 1px solid var(--navy-rule);
    font-family: var(--sans);
    font-size: 16px;
    color: var(--navy);
    outline: none;
    transition: border-color 0.2s;
  }

  .form-group input:focus,
  .form-group textarea:focus,
  .form-group select:focus {
    border-bottom-color: var(--gold-deep);
  }

  .form-group textarea {
    min-height: 70px;
    resize: vertical;
  }

  .form-submit {
    width: 100%;
    padding: 14px 24px;
    margin-top: 14px;
    background: var(--navy);
    color: var(--ivory);
    border: none;
    font-family: var(--mono);
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.20em;
    text-transform: uppercase;
    cursor: pointer;
    transition: background 0.2s;
  }
  .form-submit:hover { background: var(--navy-2); }
  .form-submit:disabled { opacity: 0.55; cursor: progress; }

  .form-status {
    margin-top: 14px;
    font-family: var(--sans);
    font-size: 14px;
    line-height: 1.5;
  }
  .form-status:empty { display: none; }
  .form-status.is-success { color: var(--navy); }
  .form-status.is-error { color: #9a3326; }

  .form-hp {
    position: absolute;
    left: -9999px;
    width: 1px;
    height: 1px;
    overflow: hidden;
  }

  @media (max-width: 900px) {
    .contact-grid { grid-template-columns: 1fr; gap: 50px; }
    .contact-detail { grid-template-columns: 1fr; gap: 4px; }
    .contact-form { padding: 30px 22px; }
    .form-row { grid-template-columns: 1fr; gap: 0; }
  }

  /* ============= FOOTER ============= */
  footer {
    background: var(--navy);
    color: var(--ivory);
    padding: 64px 32px 24px;
  }

  .footer-grid {
    max-width: 1280px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 56px;
    padding-bottom: 50px;
    border-bottom: 1px solid rgba(248, 244, 234, 0.2);
  }

  .footer-brand-name {
    font-family: var(--serif);
    font-size: 26px;
    font-weight: 500;
    color: var(--ivory);
    line-height: 1.2;
    margin-bottom: 8px;
  }
  .footer-brand-name em {
    font-style: italic;
    color: #C9A65A;
  }

  .footer-brand-meta {
    font-size: 13.5px;
    line-height: 1.6;
    color: rgba(248, 244, 234, 0.65);
    max-width: 38ch;
    margin-bottom: 20px;
  }

  .footer-brand-abn {
    font-family: var(--mono);
    font-size: 10.5px;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: rgba(248, 244, 234, 0.5);
  }

  .footer-col h4 {
    font-family: var(--mono);
    font-size: 10.5px;
    font-weight: 500;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: #C9A65A;
    margin-bottom: 18px;
  }

  .footer-col ul { list-style: none; }
  .footer-col li {
    margin-bottom: 10px;
    font-size: 14px;
    line-height: 1.5;
    color: rgba(248, 244, 234, 0.85);
  }
  .footer-col a {
    font-size: 14px;
    color: rgba(248, 244, 234, 0.85);
    text-decoration: none;
    transition: color 0.2s;
  }
  .footer-col a:hover { color: #C9A65A; }

  .disclaimer {
    max-width: 1280px;
    margin: 32px auto 0;
    padding-top: 30px;
    border-top: 1px solid rgba(248, 244, 234, 0.16);
    font-size: 11.5px;
    line-height: 1.65;
    color: rgba(248, 244, 234, 0.5);
    font-family: var(--sans);
  }

  .disclaimer strong {
    display: block;
    font-family: var(--mono);
    font-size: 10px;
    font-weight: 600;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: rgba(248, 244, 234, 0.7);
    margin-bottom: 10px;
  }

  .footer-bottom {
    max-width: 1280px;
    margin: 30px auto 0;
    padding-top: 24px;
    border-top: 1px solid rgba(248, 244, 234, 0.16);
    display: flex;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 16px;
    font-family: var(--mono);
    font-size: 10.5px;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: rgba(248, 244, 234, 0.5);
  }

  @media (max-width: 900px) {
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
  }
  @media (max-width: 540px) {
    .footer-grid { grid-template-columns: 1fr; }
    footer { padding: 50px 22px 24px; }
  }

  /* ============= REVEAL — restrained ============= */
  .reveal {
    opacity: 0;
    transform: translateY(12px);
    transition: opacity 0.7s ease, transform 0.7s ease;
  }
  .reveal.in {
    opacity: 1;
    transform: translateY(0);
  }

  /* ============= LEGAL / POLICY PAGES ============= */
  .legal-hero {
    background: var(--navy);
    color: var(--ivory);
    padding: 76px 40px 60px;
  }
  .legal-hero-inner { max-width: 860px; margin: 0 auto; }
  .legal-eyebrow {
    font-family: var(--mono);
    font-size: 10.5px;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: #C9A65A;
    margin-bottom: 18px;
  }
  .legal-hero h1 {
    font-family: var(--serif);
    font-weight: 500;
    font-size: clamp(34px, 5vw, 52px);
    line-height: 1.1;
    margin: 0;
  }
  .legal-updated {
    margin-top: 20px;
    font-family: var(--mono);
    font-size: 11px;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: rgba(248, 244, 234, 0.55);
  }
  .legal-body {
    max-width: 860px;
    margin: 0 auto;
    padding: 60px 40px 80px;
  }
  .legal-body h2 {
    font-family: var(--serif);
    font-weight: 600;
    font-size: 26px;
    color: var(--navy);
    margin: 42px 0 12px;
  }
  .legal-body h2:first-child { margin-top: 0; }
  .legal-body h3 {
    font-family: var(--sans);
    font-weight: 600;
    font-size: 16px;
    color: var(--navy);
    margin: 24px 0 8px;
  }
  .legal-body p,
  .legal-body li {
    font-family: var(--sans);
    font-size: 16px;
    line-height: 1.7;
    color: rgba(11, 34, 64, 0.82);
  }
  .legal-body p { margin: 0 0 14px; }
  .legal-body ul { margin: 0 0 14px; padding-left: 22px; }
  .legal-body li { margin-bottom: 8px; }
  .legal-body a {
    color: var(--gold-deep);
    text-decoration: underline;
    text-underline-offset: 2px;
  }
  .legal-intro {
    border-left: 2px solid var(--gold);
    padding-left: 20px;
    color: var(--navy-mute) !important;
    font-size: 17px !important;
  }

  .footer-bottom a { color: inherit; text-decoration: none; }
  .footer-bottom a:hover { color: #C9A65A; }

  @media (max-width: 540px) {
    .legal-hero { padding: 54px 22px 42px; }
    .legal-body { padding: 44px 22px 60px; }
  }